September is in touching distance, the kids are getting bored and you are rushing around the house rounding up the uniforms and buying the entire stationary aisle in your local newsagent. Yes, it’s that last minute attempt to prepare for the start of the school term! Well fear not, we have some great tips to […]
Jetting off to Dubai this winter for some sun? Or perhaps you’re planning to hit the slopes in the Alps? Wherever you are travelling, it’s important to make sure you’ve got the correct travel insurance in place. We know (yawn) but it’s got to be done. Failing to take out adequate travel insurance can turn […]
We all know that we should drink water and keep hydrated throughout the day. Water has many health benefits and even helps with our concentration. Did you know that you can actually improve your memory by drinking water? I find it really interesting that something as simple as water can make such a difference to […]
We all have diverse needs when it comes to our physical, mental and financial wellbeing, and research shows that many of us would like help from our employers in these areas. And that’s where 4me can help. 4me is an online tool that can help you to think more about your overall happiness and how […]
If you are a parent, did you know that you could save over £1,000 a year on childcare for your little ones aged up to 15 (or 16 if disabled)?¹ That is because the cost is taken you out of your gross pay meaning you save money, as you do not pay any tax or […]
There comes a time in your life where people all around you are getting married and starting a family. If you’re like me, and have three weddings and hen parties all very close to each other in the same year, you may start to panic about how you are going to afford it all! Take […]
It’s been the law since 2012 that all employers must offer a workplace pension scheme and for all eligible workers to be automatically enrolled into one – you might have heard it called auto-enrolment or you may have seen the workplace pension adverts. In the past the decision to be in a pension scheme was […]
With the New Year celebrations now behind us, lots of us are now looking forward to the year ahead! And if your resolutions didn’t get past the first hurdle, then maybe now is a better time to reassert your will on personal improvement and goals. Why not go for that dream promotion, or train for […]
The Queen will turn 92 this year and although living longer is a good news story, it does raise the question of how the cost of us living longer will be funded. When you take into account that due to advances in modern medicine, the life expectancy of a British baby born today could be […]
Tax can be confusing at the best of times and people are often baffled by how it all works. Put simply, income tax is a tax you pay on your earnings – but you do not have to pay tax on all types of income. You do need to pay income tax on things like: […]
It can be tricky to find that little bit extra to save, especially with so many things competing for a share of your finances. However, it’s worth noting that a small increase now to the amount you pay into your pension account could have a real impact on the amount you will receive when you […]
It’s that time of year again – stockpiles of mince pies are everywhere you look (yum!), the jingle of bells can be heard in the high street and the long awaited Christmas adverts are landing on our TVs. Those of you that are savvy enough to have started buying those all-important Christmas gifts for loved […]
